If you were injured in a car accident, you will need to make a claim to your insurance company to pay your medical bills and repair your vehicle. When you make a claim with your insurance company, you trust that they will provide you with the monetary compensation you need to pay past and future expenses related to the accident, but this isn’t always the case. Since your insurance company may not have your best interests in mind, it is important to be strategic when speaking with an adjuster. Our Kentucky personal injury lawyers explain what you should and shouldn’t say to your insurance company after an accident.
#1: Don’t Say It Was Your Fault
It is important to avoid admitting fault for an accident. When describing how the accident occurred, you should only explain the facts without adding personal opinions. It is the insurance company’s job to conduct investigations and determine who is at fault for the accident. Even if you believe you were at fault for the accident, there could be other contributing factors that caused the accident, and you might not be aware of it.
#2: Don’t Say You’re Not Injured
You should also avoid saying that you were not injured in the collision. In many cases, individuals involved in a car accident don’t see symptoms days later. We recommend visiting the doctor’s office after a car accident, even if you don’t feel pain. A doctor can track your injuries to prove you have a personal injury case if symptoms do arise. If you state that you weren’t injured and change your claim later, the insurance company might think you are lying.
#3: Don’t Accept Settlements Without Reviewing It
Most of the settlements insurance companies offer don’t reflect your actual car accident expenses. You should review the settlement with an experienced attorney before accepting it. By simply analyzing your situation, an attorney can determine whether you have a personal injury case or if the insurance company’s settlement is fair.
If you were injured in a car accident, contact our Kentucky personal injury attorneys today at (502) 890-9954 to schedule a case review!