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Injuries & Compensation in Car Accident Claims

Our Louisville Car Accident Attorneys Can Help You Seek a Fair Recovery

After an automobile accident, the injured party has to bring a claim or file suit to recover certain damages from the injured party. What damages an injured party is entitled to recover depends on the claim filed and the state in which the accident and the lawsuit take place. In order to ensure that you receive reimbursement for all of the damages to which you are entitled, it is important to retain an experienced personal injury attorney who will work to get you the best compensation possible.

Contact Charles W. Miller & Associates online or by phone at (502) 890-9954 for a free consultation and case evaluation with one of our Louisville car accident attorneys. We represent clients in Kentucky and Indiana.


Many injured individuals are only aware of their right to having their medical expenses reimbursed or reimbursement for any vehicle repairs. However, there are many other damages you have the right to recover if you have been injured in an automobile accident, such as payment of past and future lost wages (whether or not you used sick time), permanent impairment and/or disfigurement, and reimbursement for any costs of a replacement vehicle while your damaged vehicle was being repaired. Even if you have had a previous injury, you still might be able to recover damages if that previous injury was reinjured or aggravated by the automobile accident.

You are also able to seek damages for any pain and suffering (emotional and physical) that you have as a result of the accident. Because these damages are harder to calculate, it is important to document the effect the accident has had on you by keeping a journal for your attorney that describes how you were impacted by the accident and how your injuries have burdened and impacted your family.

Damages for Family Members

“Loss of consortium” is a claim that the injured person and their spouse can bring that allows the spouse of the injured party to recover for damage the automobile accident has caused to the marital relationship. A loss of consortium claim seeks damages for the negative effect of the automobile accident on the marital relationship. KRS 411.145 defines "consortium" as “the right to the services, assistance, aid, society, companionship, and conjugal relationship between husband and wife or wife and husband.” This loss can be temporary or permanent.

Who Pays for Your Damages?

When you file a claim for an automobile accident, the at-fault driver is typically the defendant named. However, the at-fault driver’s insurance company will most likely pay for the damages. There are instances when your own insurance may be liable for some or all of your injuries. See our Uninsured and Underinsured Motorists Claims page to learn more about when your insurance company may be liable for some or all of your damages.

Also, other insurance policies, such as the policies of other family members in your household or your employer, may provide coverage for your damages. In some states, you can “stack” uninsured and underinsured motorist policies depending on the terms of the policies. An experienced Louisville car accident attorney at Charles W. Miller & Associates can determine what coverage is available to compensate you for your injuries.

Your Recovery Amount

After they have received medical treatment, the most important question the majority of clients have after being injured in an automobile accident is what amount they will recover from their claim. There is no set amount that certain claims or certain injuries are worth.

The value of an automobile accident case depends on a number of factors, including but not limited to:

  • The laws of the state regarding fault
  • Whether the insurance company for the at-fault driver is contesting liability
  • The type and severity of the injuries you sustained in the accident
  • What medical treatment was required
  • Whether any witnesses are available
  • The amount of insurance coverage available

Insurance companies will also look at the facts surrounding the accident, what damage the vehicle sustained, and whether you sustained any loss of wages or other income. An experienced car accident attorney can look at all these factors to help determine the value of your case and work to get the best possible recovery of damages on your claim.

Contact Us for a Free Consultation

If you or a loved one has been injured in an automobile accident, it is important to contact a personal injury attorney at Charles W. Miller & Associates immediately so we can help you get the treatment you need and the recovery you deserve.

Contact us at (502) 890-9954 for a free consultation to have your questions answered.

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Meet Your Legal Team

  • Charles W. Miller Photo
    Charles W. Miller


    Attorney Charles W. Miller is the owner and lead attorney at Charles W. Miller & Associates. He was born in Louisville, Kentucky in 1970 and was raised in a middle-class family by two parents who were educators for the local school system. His parents taught him the importance of hard work and standing up for what he believed in from a young age. Attorney Miller attended the Louis D. Brandeis School of Law at the University of Louisville where he excelled academically, receiving numerous awards ...
  • Ryan  Greer Photo
    Ryan Greer

    Associate Attorney

    Attorney Ryan Greer attended the University of Kentucky where he received a Bachelor’s of Science in Accountancy as well as a Juris Doctor of Law. During his education, Attorney Greer was a member of the tax law society and a CALI award winner for his academic excellence in the subject of employee benefits. Upon graduation, Attorney Greer began practicing with the Lexington, KY law firm Todd & Todd, PLLC. As primarily a personal injury attorney, Attorney Greer developed his expertise in ...